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You can report creditable expenses either for your tax card or for your tax return. The year when you paid the expense determines the tax year for which you can report it for the tax credit for household expenses.
Example: You signed a contract with a company on 1 December 2024 and the company performed the service and finished it in your household during December. You paid the invoice on 15 January 2025. Claim the credit for the 2025 tax year.
When you have received your pre-completed return in spring 2025, carefully check the pre-filled amounts and data on it.
If you are filing on paper, you can find the link to the form at the bottom of the page.
There are two alternative ways to provide information in advance, before the current year has ended:
Go to the Individual income tax section, select Tax card and prepayments 2025 and click the Tax credit for household expenses 2025 link.
When you buy services from a company:
You can get credit for the share of the expenses charged for the work itself, but not for other costs (such as tool or travel expenses). For this reason, the company that did the work must also include in the invoice a specification of the expenses that do not count towards the tax credit for household expenses. If the work-related share is not specified in the invoice, ask the company that did the work for more information.
When you hire an employee:
Save the receipts for the work done. We may ask you to show them later. Read more about how long you should save your receipts.
The credit is deducted primarily from your taxes on earned income and capital income. Most other deductions reduce the amount of earned income that is taxed, not the amount of tax itself. This means that the tax credit for household expenses has a bigger effect on your taxes.
Please note that if you do not have enough taxes payable to benefit from the full amount of the credit, the amount that was not credited to you this year cannot be carried over to the next year.
Yes, you can. If you paid an invoice in 2023, for example, you can no longer report it on your tax return because the tax-filing season has ended. However, if you want to, you can file a claim for adjustment.
Check for which years it is still possible to make a claim for adjustment
A financing agreement means that a financing company pays the invoice to the company that sells kitchen fittings, and you pay your debt to the financing company.
You can deduct the cost of work in the year when you concluded the financing agreement. However, if the work begins only after the year when the agreement was concluded, you are not entitled to the credit until the year when the work is actually started. The credit for household expenses is granted only on the expenses that relate to the actual work. The expenses attributable to work must therefore be separated from other expenses on the financing agreement.
Example: You concluded a €1,000 financing agreement with a contractor in 2024. The work qualifying for the credit for household expenses is not started until March 2025. Because the work is started in 2025, you can claim the credit for household expenses for tax year 2025, and the euro limits are those applied in 2025.
If you have made a hire-purchase agreement with the kitchen firm and pay to them directly, you are entitled to the credit in a year when you pay an instalment according to the hire-purchase agreement. In other words, the expenses may be divided between different years in the case of hire purchase.
Read more about financing agreements and hire purchase agreements (available in Finnish and Swedish, link to Finnish)
Companies are able to file information on behalf of their clients, provided that they have started using the new API for filing. If you have agreed that the company files your information to the Tax Administration, you can find the information pre-completed in MyTax.
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