Delivery report of stakeholder testing, 24 October 2023

A new version of the system has been released to the stakeholder testing environment.

New functionalities

Lenders – Credit register extract

• The following information is not shown on the credit register extract if the person has not been a party to the loan on a continuous basis since the date of latest update:

• • Date of conclusion (contractDate)
  • Lump-sum loan, amount issued (amountIssued)
  • Lump-sum loan, amount drawn (amountPaid)
  • Running-account loan, amount drawn (balance)
  • Running-account loan, value date for amount drawn (balanceDate)
  • Start date of leasing contract (contractPeriodStartDate)
  • Deferments of amortizations (defermentPeriods) that are no longer valid when a debtor is added.

If a deferment of amortizations is valid when a new party is added to the loan, the credit register extract shows only the end date of the deferment period (endDate).

The sum total of the most recent payments of the loans on the credit register extract (repaymentsPaidLastAmount) does not include payment transactions whose payment date (paymentDate) is earlier or the same as the date when a new party was added to the loan.

The changes will be updated to the API description at a later date.

Known defects

Lenders – Credit register extract

• Unlike described in the API description, the date of conclusion (contractDate) is incorrectly shown on the credit register extract even if the loan has been reported as being included in a private individual's debt arrangement or in a business restructuring procedure.

Lenders - reporting data on loan contracts

• The error messages returned by the system do not quite match the error messages described in the document ‘API processing rules and error codes’. The error codes, however, are the same as in the document.