Delivery report of stakeholder testing, 7 November 2023

A new version of the system has been released to the stakeholder testing environment.

New functionalities

Lenders – Reporting data on loan contracts

• The data field for Total interest rate was changed into an optional field in the technical interfaces for providing information on a new loan contract and for changing the information of an existing loan contract. Previously, this was a required field. The value entered in the field, or the fact that the field is left out, will replace the value previously recorded in the register.
• Loan contracts can now be terminated although there are delayed amounts on record. According to the previous guidance, the lender would need to remove any delayed amounts from the loan contract’s data before terminating a loan with delayed amounts.

The changes will be updated to the API description at a later date.

Known defects

Lenders – Credit register extract

• Unlike described in the API description, the date of conclusion (contractDate) is incorrectly shown on the credit register extract even if the loan has been reported as being included in a private individual's debt arrangement or in a business restructuring procedure.

Lenders – reporting data on loan contracts

• The error messages returned by the system do not quite match the error messages described in the document ‘API processing rules and error codes’. The error codes, however, are the same as in the document.