Lenders can now report second-stage loans to the register and use the loan data in consumer lending. The reporting will continue until 31 March 2026. Read more in the news article.

The e-service and credit register extracts will include loans granted to business name entrepreneurs for their business activities and loans granted to agricultral and forestry operators.

Delivery report 10 September 2025

A new version of the Positive credit register system has been published.

New functionalities

New mandatory question when applying for a data permission

We have added a new mandatory additional question to the data permission application forms. The additional question concerns both applications for a data permission and requests for changing a data permission. The new mandatory question has been added to the applications after the question:

  • "Does the organization use an outsider to process data received from the Positive credit register?"

The new question is used to ensure that the organisation that has been granted the data permission takes care of the protection of confidential information. The new question is as follows:

  • "How does the arrangement ensure that no confidential data received from the Positive credit register is disclosed, at any point, to such persons or operators that do not have a legal right of access to the data?"
Page last updated 9/10/2025